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Thứ Ba, 27 tháng 3, 2012

Cheap Annual Travel Insurance

Do you travel regularly? Or maybe you're just going on a really long trip? Either way, a cheap annual travel insurance policy would be the best option for you. Read on to find out more about this type of policy, what it covers and how much it should cost.

What is Annual Travel Insurance?

Annual travel insurance is a policy that will cover you for 365 days of the year, rather than for a specific trip duration. If you travel a lot or will be overseas for a large part of the year, it is cheaper to get annual travel insurance. This is a great option for frequent or business travellers.

Tip: Be sure to find out the maximum trip length can be under the policy you purchase. Some insurance companies will cover you for the whole 365 days, while others will only cover you for a certain number of days or a certain trip length throughout the year.


What do Annual Travel Insurance Policies cover?

Annual travel insurance policies cover the same things most standard travel insurance policies cover - theft, cancellations/lost deposits, and medical costs. Read through our policy carefully before you decide if it is the right policy for you. For more information check out our insurance policy tips page.

Tip: If you are intending to ski, snowboard, scuba dive or any do other activities an insurance company may perceive as 'risky', then be sure to check that the policy covers you for these. Most family travel insurance will not cover you for this type of activities.

Tip: If you will be travelling to a remote location, be sure you have Medical Evacuation Insurance.


How much does it cost?

A well priced annual travel insurance policy costs between $350 and $450 dollars for an adult under the age of sixty. If you are over sixty, make sure you check out our page on seniors travel insurance.


Where can I buy it?

Travel Agents

Most travel agents can offer you an annual travel insurance policy. While this means you can discuss different policies with your travel agent, insurance policies purchased through travel agents are quite a bit more expensive than those purchased online. We recommend getting your cheap family holiday insurance travel directly from the provider online, and then contacting them by phone or email is you have any questions regarding a policy.

Online

We believe that the best way to purchase cheap annual travel insurance is online. Not only are the policies much cheaper, but it is much easier to customise or cancel a policy bought online than through a travel agent. And think - you can claim on your policy from anywhere in the world! That means that payments to you can be made before you have returned home from your trip, especially handy for anyone taking an extended vacation.

The Trusty Travel Tips Team are currently researching to provide you with a list of the very best online cheap annual travel insurance providers. This is a list of our current recommendations.

  • 1Cover Travel Insurance
    1Cover travel insurance is one of the best value insurance providers around, and have excellent annual travel insurance policies. Underwritten by Allianz and arranged and managed by Mondial Assistance, 1Cover offer a very competitive annual policy for individual trips lasting no longer than sixy days. There is also the option of adding ski and snowboarding insurance.





We hope that this page on cheap annual travel insurance will help you to have a safer, more enjoyable trip. Checkout more great travel advice on Travel Health or our information on Travel Safety.

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